Assumable Loan Ask Listing Agent for more details - 2 Bedroom, 2 Bath - Remodeled in 2019, new Roof, New pebble tech pool, new windows & doors. NO HOA! Extended driveway, low care front and backyard. Inside you'll be greeted by an open living and dining area, two-tone grey paint, and Luxury vinyl flooring, and tile throughout the home. Kitchen equipped w/well-appointed white cabinetry, black appliances, granite counters, and a rolling stainless top counter for meal prep. In the main bedroom, you'll see a wonderful spacious bath with a rain shower head, a private water closet, and a large custom closet area. Enjoy the large blue pebbletech pool, perfect to beat the summer heat, along with a covered patio, grass area, storage, and lots of spaces.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $23,679. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.