A great opportunity to make homeownership your next step! This charming and centrally located Phoenix home offers a comfortable, manageable space with attractive updates already in place, including wood-look tile flooring, neutral interior tones, and an updated kitchen featuring quartz countertops, tile backsplash, contemporary cabinetry, and stainless steel appliances. Enjoy the added benefit of solar panels, helping reduce monthly electricity costs and making energy expenses more manageable. Conveniently located just minutes from the I-17 with easy access to the I-10, shopping, dining, and everyday necessities. Walking distance to the nearby elementary school, adding extra convenience for households with young children. A great fit for those transitioning from renting to owning,
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $55,271. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.