Properties / 2334 S 245TH Drive
VA ASSUMABLERate: 6.67%

2334 S 245TH Drive

$579,000
Buckeye, AZ 85326
5 beds5 baths2,746 sqftSingle Family
The assumable advantage
6.67%
VA assumed rate
$122,500 interest already paid off
Estimated Loan Balance$560,738
Cash to close$24,254
Est. Monthly PITI$4,098
Initial Loan Amount$575,353
Time on site50 days
Remaining Term26 years, 10 months
Seller's equity (what you pay)
$18,262
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Move-in ready 5-bedroom, 4.5-bath home designed for easy main-level living and effortless entertaining. Hardwood floors lead to a chef's kitchen with a large quartz island, gas cooktop, walk-in pantry, and an open great room that extends to a covered BBQ area and spacious patio. The main-level primary suite features dual vanities, a soaking tub, separate shower, and generous walk-in closet. A second main-level ensuite is perfect for guests. Upstairs you'll find a loft, another ensuite bedroom, an additional bedroom, and a full bath. Private den, powder room, and a two-car garage complete this fresh, functional home that's ready today.Fresh, functional, and ready now.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $18,262. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms5
Bathrooms5
Square feet2,746
Property typeSingle Family
MLS #6925536
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$3,745/mo
Source est. payment (PITI)
$4,098/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$18,262

Asking price minus remaining loan balance. Closing costs are additional.

$0$18,262
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.