Properties / 23856 W TAMARISK Avenue
FHA ASSUMABLERate: 6.36%

23856 W TAMARISK Avenue

$345,000
Buckeye, AZ 85326
4 beds2 baths1,624 sqftSingle Family
The assumable advantage
6.36%
FHA assumed rate
$75,264 interest already paid off
Estimated Loan Balance$323,799
Cash to close$21,973
Est. Monthly PITI$2,669
Initial Loan Amount$337,335
Time on site50 days
Remaining Term26 years, 6 months
Seller's equity (what you pay)
$21,201
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Move-in ready corner lot and beautifully maintained! This 4-bedroom, 2-bath home offers a thoughtfully designed open floor plan that's ideal for both entertaining and everyday life. The spacious kitchen features granite countertops, a large island, abundant cabinetry, and overlooks the bright living and dining areas. Stylish laminate wood flooring flows throughout the main living spaces, complemented by cozy carpet in the bedrooms. The spacious primary suite features dual sinks, a large walk-in closet, and plenty of space to unwind. Outside, enjoy a low-maintenance desert landscaped yard with endless possibilities for outdoor entertaining, gardening, or play. Complete with a 2-car garage, attractive curb appeal, and modern finishes throughout, this home is ready for its new owner!

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $21,201. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms2
Square feet1,624
Property typeSingle Family
MLS #7045777
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,109/mo
Source est. payment (PITI)
$2,669/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$21,201

Asking price minus remaining loan balance. Closing costs are additional.

$0$21,201
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.