Almost New- Built 2022 this 3 bed, 2 bath home offers modern comfort and smart living! Enjoy 9' ceilings, recessed lighting, tile flooring, and a formal dining room. The open-concept kitchen features SS appliances, granite counters, a pantry, cabinetry with crown molding, and an island with breakfast bar. The main suite offers dual sinks and a walk-in closet. SMART HOME tech includes IQ Panel, Z-Wave thermostat, Amazon Echo, SkyBell, and smart lock. Energy Star certified for lower utility costs. Desert landscaped yard with coach lights. Located in Estrella Vista near parks, ~15 miles to Luke AFB, and quick I-10 access for a 30-45 min Phoenix commute. LOW electric bills-Solar is leased.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $41,304. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.