Beautifully upgraded 3/2 + office, formal living & dining on a corner lot in sought-after Rancho Santa Fe! Chef's kitchen w/quartz counters, tile backsplash & RO system. Spacious family room anchored by a stunning built-in entertainment center -- imagine evenings in front of the modern electric fireplace, watching your favorite movies on the 86'' Smart TV w/5.1 surround sound. Spa-like master bath fully renovated w/walk-in shower, soaking tub & double vanities. New Lennox AC, 28-panel solar throughout. This home is designed for entertaining inside or out -- huge pool w/water feature, new Pentair filtration, variable speed pump & night-lit patio. Mature trees, garden lights & new access gate. Top location -- walk to elementary school & playground, minutes to shopping, dining & I-10. This one checks every box!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $153,521. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.