Properties / 19711 W GEORGIA Avenue
VA ASSUMABLERate: 2.89%

19711 W GEORGIA Avenue

$1,400,000
Litchfield Park, AZ 85340
6 beds4 baths3,971 sqftSingle Family
The assumable advantage
2.89%
VA assumed rate
$67,837 interest already paid off
Estimated Loan Balance$395,155
Cash to close$1,019,732
Est. Monthly PITI$2,475
Initial Loan Amount$435,574
Time on site50 days
Remaining Term24 years, 4 months
Seller's equity (what you pay)
$1,004,845
Cash or secondary financing
Monthly savings
$6,370
Versus today's market rate
Est. savings per year
$76K
Versus today's market rate

About this home

TWO HOMES ON ONE PROPERTY | NO HOA | NEARLY 1 ACRE. Rare opportunity to own a private Litchfield Park compound featuring TWO SEPARATE RESIDENCES on a fully fenced lot. Includes a 3,051 SF Custom Main Home AND a NEW 2024 High-End 920 SF ADU/Guest House. The main residence offers 4 beds, 2.5 baths, den, & 14-ft vaulted ceilings. The 2-bed, 1-bath guest house is a modern masterpiece w/ full kitchen, tankless water heater, laundry, & 12-ft high garage (lift-ready!). Total 5 garage spaces + massive RV/Trailer parking. Outdoor Oasis: Sparkling pool w/ waterfall, spa, Baja step, & grand gazebo. Perfect for multi-gen living, rental income, or a home studio. An incredible value that cannot be built at this price! This estate offers the ultimate in versatility and privacy.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $1,004,845. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms6
Bathrooms4
Square feet3,971
Property typeSingle Family
MLS #6811940
CountyMaricopa County
Assumable loanVA
Tour this home
In person or virtual.
Prefer virtual tour?
Free · No commitment · Typical reply in 15 min
Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
Call

Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,886/mo
Source est. payment (PITI)
$2,475/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$1,004,845

Asking price minus remaining loan balance. Closing costs are additional.

$0$1,004,845
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.