Properties / 8614 W FLAVIA Haven
FHA ASSUMABLERate: 3.66%

8614 W FLAVIA Haven

$449,000
Tolleson, AZ 85353
3 beds2 baths2,207 sqftSingle Family
The assumable advantage
3.66%
FHA assumed rate
$67,521 interest already paid off
Estimated Loan Balance$136,343
Cash to close$312,657
Est. Monthly PITI$1,298
Initial Loan Amount$183,612
Time on site0 days
Remaining Term18 years, 7 months
Seller's equity (what you pay)
$312,657
Cash or secondary financing
Monthly savings
$1,804
Versus today's market rate
Est. savings per year
$22K
Versus today's market rate

About this home

Rare opportunity to own a 2,000+ sq ft home with a private pool and 3-car garage in Tolleson! Freshly updated with new interior paint and carpet, this spacious 3-bedroom, 2-bath residence offers a versatile layout with multiple living spaces, a great room, formal dining area, and a generous flex space that can be tailored to your lifestyle as a home office, media room, playroom, gym, or additional living area. The kitchen features a large island, stainless steel appliances, ample cabinetry, and a convenient bar/beverage area, creating a functional space for everyday living and entertaining. Additional features include a water softener and built-in surround sound. The spacious primary suite is thoughtfully separated from the secondary bedrooms and bath for added privacy. The en-suite bathroom offers dual vanities, a separate shower and soaking tub, private toilet room, and a large walk-in closet. Step outside to your own private oasis, complete with a covered patio, sparkling pool, outdoor fireplace, and low-maintenance desert landscaping. Whether you're hosting friends, enjoying a quiet evening by the fire, or relaxing poolside, the backyard is designed for year-round Arizona living. With its uncommon combination of generous square footage, pool, 3-car garage, flexible living spaces, and fresh updates, this home offers exceptional value and space in a convenient Tolleson location.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $312,657. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet2,207
Property typeSingle Family
MLS #7079497
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$844/mo
Source est. payment (PITI)
$1,298/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$312,657

Asking price minus remaining loan balance. Closing costs are additional.

$0$312,657
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.