Rare opportunity to assume a VA loan at a 3.49% interest rate, offering significant monthly savings compared to today's rates! Built in 2025, this beautifully upgraded home blends modern design with exceptional functionality. Featuring 3 bedrooms, 3 bathrooms, plus a spacious den, this thoughtfully designed split floor plan offers comfort, privacy and flexibility for today's lifestyle. Inside you'll find elegant tile plank flooring, abundant natural light and a stunning chef-inspired kitchen showcasing quartz countertops, upgraded appliances and an oversized pantry. Dual sink vanities add to everyday convenience, while the expansive laundry room and deep tandem 3-car garage provide exceptional storage and workspace. Situated on a desirable corner lot adjacent to the greenbelt, this home offers added privacy and an open feel. The finished backyard is perfect for relaxing, while the inviting front porch and paver driveway enhance the homes outstanding curb appeal! Why wait to build when you can own a nearly new home loaded with upgrades. This is an opportunity you don't want to miss!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $42,984. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.