SHORT SALE OPPORTUNITY - EL MIRAGE, AZ 12708 W Ventura St, El Mirage, AZ. Great opportunity to purchase a single-family home through a lender-approved short sale. Property is being sold AS-IS and requires repairs and updating, which is reflected in the price. Ideal for investors, cash buyers, or renovation buyers seeking value in Maricopa County. Convenient West Valley location near Grand Ave, Loop 303, shopping, dining, and employment centers. Strong rental demand and long-term upside potential. Short sale subject to lender approval. Seller will make no repairs or credits. Allow additional time for response. Proof of funds or lender pre-approval required. Buyer to verify all facts and perform due diligence.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $0. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
Confirm the current loan balance and equity requirement with an agent before estimating cash needed.