North Backing Massive Private Corner Lot with Mature Landscaping Located in Coveted North Phoenix. Come and Experience the Open and Airy Split Floor Plan with Luxury Vinyl Flooring, Upgraded Kitchen, Remodeled Guest Bath, and New Epoxy Flooring Garage. Perfectly Located near Hiking Trails, Mountain Biking Paths, and the Vibrant Communities of Cave Creek and Desert Ridge.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $22,713. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.