Properties / 15784 W CROCUS Drive
FHA ASSUMABLERate: 3.46%

15784 W CROCUS Drive

$425,000
Surprise, AZ 85379
3 beds2 baths1,756 sqftSingle Family
The assumable advantage
3.46%
FHA assumed rate
$55,677 interest already paid off
Estimated Loan Balance$142,423
Cash to close$282,173
Est. Monthly PITI$1,205
Initial Loan Amount$182,631
Time on site0 days
Remaining Term20 years, 3 months
Seller's equity (what you pay)
$282,577
Cash or secondary financing
Monthly savings
$1,690
Versus today's market rate
Est. savings per year
$20K
Versus today's market rate

About this home

This isn't simply updated--it's a complete remodel where quality shows in every room. No expense was spared, from the high-end 42'' soft-close cabinetry and quartz countertops to stainless steel appliances, beautifully updated bathrooms, all-new flooring, tile, upgraded lighting and stylish ceiling fans throughout. NO CARPET! Fresh paint inside and out, new baseboards, a NEW ROOF with a 10-year warranty and a newer A/C add even more value. Every detail has been thoughtfully selected, creating a fresh, high-end look from room to room. Truly move-in ready and remodeled from top to bottom with attention to detail. All of this in a highly desirable Surprise location near Prasada's popular shopping, dining and entertainment.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $282,577. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,756
Property typeSingle Family
MLS #7078176
CountyMaricopa County
Assumable loanFHA
Tour this home
In person or virtual.
Prefer virtual tour?
Free · No commitment · Typical reply in 15 min
Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
Call

Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$816/mo
Source est. payment (PITI)
$1,205/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$282,577

Asking price minus remaining loan balance. Closing costs are additional.

$0$282,577
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.