Come see me today! This home has new paint inside and out, newer luxury vinyl floors throughout. A nice large eat in kitchen with granite countertops and a walk in pantry. There is a large office downstairs that could be used as an extra bedroom, a very large bonus room upstairs that would be great for a game or movie room or extra bedroom space if needed! The laundry room is located upstairs for your convenience. The front yard is landscaped with low maintenance plants, the backyard has been started but the new owners could put the finishing touches to it! This home is conveniently located near shopping, dining, easy access to the freeway.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $22,353. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.