Properties / 19612 W GEORGIA Avenue
VA ASSUMABLERate: 2.9%

19612 W GEORGIA Avenue

$1,075,000
Litchfield Park, AZ 85340
4 beds3 baths3,672 sqftSingle Family
The assumable advantage
2.9%
VA assumed rate
$106,661 interest already paid off
Estimated Loan Balance$765,799
Cash to close$314,200
Est. Monthly PITI$4,150
Initial Loan Amount$844,000
Time on site50 days
Remaining Term25 years, 6 months
Seller's equity (what you pay)
$309,201
Cash or secondary financing
Monthly savings
$2,796
Versus today's market rate
Est. savings per year
$34K
Versus today's market rate

About this home

Check out this amazing Custom built and upgraded home located in beautiful Litchfield Park! Over $200k in upgrades including a gorgeous Chef's Kitchen that includes top of the line appliances and coffee bar, upgraded 400amp electrical service that includes an outlet for a welder and electric car charger as well as a separate 150amp subpanel for pool/hot tub and enough extra for a Casita or workshop, new paint new flooring throughout, complete remodel of all three bathrooms, new LED lighting throughout the home, new iron exterior doors, completely new backyard built for entertaining including a new pool, pet friendly turf, storage shed, low maintenance landscaping, epoxy covered patio floor, misting system, electric blinds and the list goes on! This home is amazing!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $309,201. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet3,672
Property typeSingle Family
MLS #7032427
CountyMaricopa County
Assumable loanVA
Tour this home
In person or virtual.
Prefer virtual tour?
Free · No commitment · Typical reply in 15 min
Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
Call

Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$3,544/mo
Source est. payment (PITI)
$4,150/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$309,201

Asking price minus remaining loan balance. Closing costs are additional.

$0$309,201
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.