Welcome to this beautifully maintained single-story home in Austin Ranch West! Built in 2019, this 1,895 sq. ft. residence offers a comfortable and functional layout with modern construction and inviting living spaces. Enjoy the Arizona lifestyle with a covered patio, perfect for relaxing outdoors or entertaining guests. The 2-car garage provides convenient parking and additional storage. Situated on a 5,520 sq. ft. lot in a desirable Surprise location, this home offers the perfect combination of comfort, style, and convenience. Don't miss your opportunity to make this newer home your own!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $0. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
Confirm the current loan balance and equity requirement with an agent before estimating cash needed.