Properties / 19511 E CALLE DE FLORES
VA ASSUMABLERate: 3.48%

19511 E CALLE DE FLORES

$1,100,000
Queen Creek, AZ 85142
4 beds2 baths2,276 sqftSingle Family
The assumable advantage
3.48%
VA assumed rate
$115,017 interest already paid off
Estimated Loan Balance$286,711
Cash to close$818,941
Est. Monthly PITI$2,169
Initial Loan Amount$364,312
Time on site50 days
Remaining Term19 years, 10 months
Seller's equity (what you pay)
$813,289
Cash or secondary financing
Monthly savings
$4,817
Versus today's market rate
Est. savings per year
$58K
Versus today's market rate

About this home

One-of-a-kind property in a beautiful park-like setting with irrigation, mature fruit trees, and outstanding outdoor amenities. Features include a covered horse stall, chicken coop, storage shed, large covered patio, fenced diving pool, three RV gates, dog run with dog house, and a private basketball court. Ideally located across from the Sonoqui Wash Trail with easy access to nearby horse trails. The fully block-fenced yard offers privacy and functionality, while the home welcomes you with a charming sitting room and a two-sided fireplace shared with the family room. Durable 20'' tile flooring runs throughout living areas, with granite countertops in the kitchen. The recently remodeled primary bath features a spacious walk-in shower, and the secondary bath includes a relaxing spa tub.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $813,289. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms2
Square feet2,276
Property typeSingle Family
MLS #6991147
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,670/mo
Source est. payment (PITI)
$2,169/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$813,289

Asking price minus remaining loan balance. Closing costs are additional.

$0$813,289
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.