Properties / 10339 E TOPAZ Avenue
VA ASSUMABLERate: 6.93%

10339 E TOPAZ Avenue

$870,000
Mesa, AZ 85212
3 beds3 baths3,392 sqftSingle Family
The assumable advantage
6.93%
VA assumed rate
$71,025 interest already paid off
Estimated Loan Balance$610,824
Cash to close$259,744
Est. Monthly PITI$4,654
Initial Loan Amount$620,000
Time on site37 days
Remaining Term28 years, 5 months
Seller's equity (what you pay)
$259,176
Cash or secondary financing
Monthly savings
$1,028
Versus today's market rate
Est. savings per year
$12K
Versus today's market rate

About this home

Some homes check boxes. This one raises the bar. Nestled in the heart of one of Arizona's most celebrated master-planned communities, this stunning 3-bedroom, 2.5-bath residence offers 3,400 square feet of thoughtfully designed living space with the kind of flexibility modern families actually need. A den with its own private connecting patio, a versatile flex room, and a separate media/familyroom means everyone has their space, and every occasion has its room. The kitchen is the heart of this home and it shows. Silestone countertops, double-stacked white shaker cabinetry, a striking silver-gray island, and a designer tile backsplash set the stage. Add in Whirlpool stainless steel appliances, a built-in oven and microwave, a 36-inch five burner gas cooktop, and a Kohler cast-iron farmhouse sink, and you have a space that's as functional as it is beautiful. Ten foot ceilings, upgraded lighting throughout, and a multi-slide great room door create an effortless flow between indoor and outdoor living~ because in Arizona, your backyard isn't an afterthought. Unwind in your private spa after a long day, or take it a step further and enjoy exclusive Eastmark Estates resident amenities including a pool, fitness center, and clubhouse that feel more resort than neighborhood. Beyond your front door, Eastmark delivers a lifestyle that's genuinely hard to find. Farmers markets, year round community events, an active social calendar, and a neighborhood culture that people drive across the Valley to be part of. Top rated schools, the iconic Great Park, and convenient access to major East Valley employers including Apple's Mesa operations and Intel's Chandler campuses make this location as practical as it is desirable.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $259,176. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms3
Square feet3,392
Property typeSingle Family
MLS #7061360
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$4,103/mo
Source est. payment (PITI)
$4,654/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$259,176

Asking price minus remaining loan balance. Closing costs are additional.

$0$259,176
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.