Properties / 1725 N DATE Street
FHA ASSUMABLERate: 5.6%

1725 N DATE Street

$299,000
Mesa, AZ 85201
2 beds2 baths999 sqftSingle Family
The assumable advantage
5.6%
FHA assumed rate
$94,417 interest already paid off
Estimated Loan Balance$11,109
Cash to close$289,274
Est. Monthly PITI$760
Initial Loan Amount$88,925
Time on site50 days
Remaining Term1 year, 7 months
Seller's equity (what you pay)
$287,891
Cash or secondary financing
Monthly savings
$1,151
Versus today's market rate
Est. savings per year
$14K
Versus today's market rate

About this home

BACK ON MARKET - BUYER UNABLE TO PERFORM! Rare second-chance opportunity on this prime 2-bedroom, 2-bathroom, 1-story townhome in the highly sought-after 85201 Ivy Gardens community! Whether you are looking for an incredible cash-flowing investment property or an affordable home close to ASU, this turn-key property delivers unmatched value with an unbelievably low $70/month HOA fee! Property Highlights:Light & Open Interior: Spacious open-concept single-level floor plan with zero interior steps and direct access to private parking. Private Outdoor Oasis: A unique find for townhome living--features a spacious private backyard with double patios, perfect for outdoor dining, pets, or weekend relaxation. Low Maintenance Living: Lock-and-leave ease with covered carport spaces + addl parking Unbeatable Location & Accessibility:Minutes from Arizona State University (ASU Tempe Campus) - ideal for students, faculty, or student-housing investors. Quick commute via Loop 202 and 101 freeways to Downtown Mesa, Tempe, Scottsdale, and Sky Harbor Airport. Surrounded by premier shopping and entertainment: Mesa Riverview, Tempe Marketplace, Sloan Park (Cubs Spring Training), and Downtown Mesa Arts District. Don't miss this second chance at a prime 85201 property in an area with soaring tenant demand and incredible long-term growth potential! Schedule your showing today before it's gone again.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $287,891. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms2
Bathrooms2
Square feet999
Property typeSingle Family
MLS #7039575
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$612/mo
Source est. payment (PITI)
$760/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$287,891

Asking price minus remaining loan balance. Closing costs are additional.

$0$287,891
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.