Properties / 22768 E VIA DEL SOL
VA ASSUMABLERate: 2.73%

22768 E VIA DEL SOL

$565,000
Queen Creek, AZ 85142
3 beds2 baths1,868 sqftSingle Family
The assumable advantage
2.73%
VA assumed rate
$67,947 interest already paid off
Estimated Loan Balance$430,566
Cash to close$135,446
Est. Monthly PITI$2,328
Initial Loan Amount$489,000
Time on site29 days
Remaining Term24 years, 8 months
Seller's equity (what you pay)
$134,434
Cash or secondary financing
Monthly savings
$1,331
Versus today's market rate
Est. savings per year
$16K
Versus today's market rate

About this home

3.125% ASSUMABLE INTEREST RATE + DESIGNER BACKYARD + GREENBELT LOT! The kitchen features a large island with bar seating, gas range, stainless appliances and a built-in wine fridge. A pocket slider opens the great room directly to the covered patio, creating the perfect flow between the living space and backyard. The split-bedroom layout offers a private primary suite with greenbelt views, plantation shutters, dual vanities, and a beautifully tiled walk-in shower. The backyard features a covered patio, upgraded pavers, turf, mature privacy landscaping, and an outdoor fireplace. Additional upgrades include plantation shutters, custom garage cabinetry, epoxy garage floors, and built-in hallway storage. Beyond the home, Meridian delivers an incredible community lifestyle with a resort-style pool and splash pad, 229 acres of open space, eight parks, greenbelts, walking and biking trails, playgrounds, community gardens, bocce, volleyball, outdoor movie nights, and year-round events. All of this is conveniently located near Queen Creek Marketplace, Costco, Trader Joe's, dining, Downtown Queen Creek, SR-24, Loop 202, Phoenix-Mesa Gateway Airport, and some of the East Valley's best outdoor recreation.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $134,434. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,868
Property typeSingle Family
MLS #7062970
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,001/mo
Source est. payment (PITI)
$2,328/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$134,434

Asking price minus remaining loan balance. Closing costs are additional.

$0$134,434
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.