Properties / 21626 W HILTON Avenue
VA ASSUMABLERate: 2.81%

21626 W HILTON Avenue

$350,000
Buckeye, AZ 85326
4 beds2 baths1,628 sqftSingle Family
The assumable advantage
2.81%
VA assumed rate
$23,306 interest already paid off
Estimated Loan Balance$143,925
Cash to close$206,742
Est. Monthly PITI$960
Initial Loan Amount$162,827
Time on site50 days
Remaining Term24 years, 8 months
Seller's equity (what you pay)
$206,075
Cash or secondary financing
Monthly savings
$1,389
Versus today's market rate
Est. savings per year
$17K
Versus today's market rate

About this home

, 4 bed, 2 full baths, great room - Stone Veneer front, Coach lights, soft water loop, Granite Counter Tops - upgraded kitchen cabinets - stainless steel appliances - culture marble vanity - nickel hardware - double sinks in primary - ceramic tile in Kitchen and hallways - corner lot with huge side yard - double gate - easy access - Interior painting completed, providing a fresh, updated look. Solar lease to be assumed by buyer--enjoy the benefit of reduced energy costs. Compare APS utility bills for similar homes without solar to appreciate the added value and savings this home offers. Close to Sundance Golf Course - Eateries - shopping - banking - so much more

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $206,075. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms2
Square feet1,628
Property typeSingle Family
MLS #7048289
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$675/mo
Source est. payment (PITI)
$960/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$206,075

Asking price minus remaining loan balance. Closing costs are additional.

$0$206,075
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.