Properties / 9510 N 82ND Lane
VA ASSUMABLERate: 5.41%

9510 N 82ND Lane

$389,900
Peoria, AZ 85345
3 beds3 baths1,401 sqftSingle Family
The assumable advantage
5.41%
VA assumed rate
$75,718 interest already paid off
Estimated Loan Balance$340,544
Cash to close$50,335
Est. Monthly PITI$2,246
Initial Loan Amount$360,000
Time on site50 days
Remaining Term26 years, 1 month
Seller's equity (what you pay)
$49,356
Cash or secondary financing
Monthly savings
$266
Versus today's market rate
Est. savings per year
$3K
Versus today's market rate

About this home

Move-in ready and upgraded! This 3 bed / 2.5 bath home with a two-car garage has been renovated. Step inside to new flooring and a remodeled kitchen boasting quartz countertops and a stainless steel appliance package. Both bathrooms have been updated, including the private ensuite off the primary suite, which also offers a spacious walk-in closet. A brand-new AC system (2024) means peace of mind for years to come. Ideally situated near shopping, dining, and quick access to Route 60 and Loop 101.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $49,356. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms3
Square feet1,401
Property typeSingle Family
MLS #7054647
CountyMaricopa County
Assumable loanVA
Tour this home
In person or virtual.
Prefer virtual tour?
Free · No commitment · Typical reply in 15 min
Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
Call

Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,033/mo
Source est. payment (PITI)
$2,246/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$49,356

Asking price minus remaining loan balance. Closing costs are additional.

$0$49,356
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.