Properties / 3313 W THUNDERBIRD Trail
VA ASSUMABLERate: 3.92%

3313 W THUNDERBIRD Trail

$299,990
Benson, AZ 85602
3 beds2 baths1,770 sqftSingle Family
The assumable advantage
3.92%
VA assumed rate
$45,122 interest already paid off
Estimated Loan Balance$120,322
Cash to close$180,549
Est. Monthly PITI$931
Initial Loan Amount$145,053
Time on site50 days
Remaining Term21 years, 5 months
Seller's equity (what you pay)
$179,668
Cash or secondary financing
Monthly savings
$1,076
Versus today's market rate
Est. savings per year
$13K
Versus today's market rate

About this home

This BEAUTIFULLY REMODELED 1770sf 3BD 2BA is located on 2.84ACRES (double lot) of HORSE PROPERTY. 24 X 30 Workshop/Garage. PLUS separate building suitable for a studio, craft/hobby, home office or whatever your space needs may be. Additional storage building with power and water. Spacious living area. Large island kitchen with brand new granite counters and new appliances. Split floorplan with ample primary suite with dual sinks and granite in the bath. Gorgeous new LAMINATE flooring throughout. Brand NEW HVAC system. Brand NEW WATER HEATER. 1/2 well share. Beautiful MOUNTAIN VIEWS! Paved road access. Conveniently located with easy access to commute to Tucson, Benson, Sierra Vista, Willcox.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $179,668. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,770
Property typeSingle Family
MLS #7044622
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$693/mo
Source est. payment (PITI)
$931/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$179,668

Asking price minus remaining loan balance. Closing costs are additional.

$0$179,668
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.