Properties / 3354 S 155TH Lane
FHA ASSUMABLERate: 7.17%

3354 S 155TH Lane

$535,000
Goodyear, AZ 85338
4 beds3 baths2,105 sqftSingle Family
The assumable advantage
7.17%
FHA assumed rate
$86,844 interest already paid off
Estimated Loan Balance$497,255
Cash to close$39,605
Est. Monthly PITI$3,994
Initial Loan Amount$507,134
Time on site50 days
Remaining Term27 years, 8 months
Seller's equity (what you pay)
$37,745
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

This 2024 built, 4 bedroom, 3 bathroom, ''NEXT GEN'' Home has been well kept by the current owner and is move-in ready! The attached casita provides a full kitchen, open living/dining, a bedroom with walk-in closet, and a private bath; ideal for guests or multi-generational living. Conveniently located near Goodyear Ballpark and Phoenix-Goodyear Airport. The Avion At Ball Park Village welcomes you inside a freshly built community. The open layout features tall ceilings, recessed lighting, and wood-plank tile in high-traffic areas. The kitchen offers white shaker cabinets, granite counters, and stainless steel appliances. The primary suite boasts a bathroom with a dual vanity and a walk-in closet. With a split bedroom plan and plush carpeting in each room. All appliances convey!

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $37,745. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet2,105
Property typeSingle Family
MLS #7026856
CountyMaricopa County
Assumable loanFHA
Tour this home
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Free · No commitment · Typical reply in 15 min
Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$3,448/mo
Source est. payment (PITI)
$3,994/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$37,745

Asking price minus remaining loan balance. Closing costs are additional.

$0$37,745
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.