Properties / 4777 S FULTON RANCH Boulevard
VA ASSUMABLERate: 3.21%

4777 S FULTON RANCH Boulevard

$479,900
Chandler, AZ 85248
3 beds2 baths1,756 sqftSingle Family
The assumable advantage
3.21%
VA assumed rate
$57,272 interest already paid off
Estimated Loan Balance$268,062
Cash to close$211,218
Est. Monthly PITI$1,655
Initial Loan Amount$309,266
Time on site0 days
Remaining Term23 years, 11 months
Seller's equity (what you pay)
$211,838
Cash or secondary financing
Monthly savings
$1,491
Versus today's market rate
Est. savings per year
$18K
Versus today's market rate

About this home

RARE FULTON RANCH OPPORTUNITY--FULLY FURNISHED, ATTACHED 2-CAR GARAGE & PRICED BELOW MARKET VALUE! Experience resort-style living in one of Chandler's most desirable gated communities. This move-in ready 3 bed home features a desirable split floor plan, open great room with gas fireplace, spacious kitchen with maple cabinetry, abundant counter space and breakfast bar. Major updates include a NEWER A/C (2025) and washer & dryer (2025), adding comfort and peace of mind. Relax on your private balcony overlooking the lush greenbelt or enjoy the resort-style pool & spa, scenic lakeside walking paths, outdoor ramadas with fireplaces and BBQs. Close to shopping, dining, golf and recreation. An exceptional primary home, second home, seasonal escape or lock-and-leave Arizona retreat!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $211,838. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,756
Property typeSingle Family
MLS #7076760
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,339/mo
Source est. payment (PITI)
$1,655/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$211,838

Asking price minus remaining loan balance. Closing costs are additional.

$0$211,838
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.