CLOSING COST ASSISTANCE! 2025 build with premium upgrades, added privacy, and a professionally finished backyard. This 2025 build is situated on a premium landscaped corner lot with no front or back neighbors, offering open views and a spacious side yard. The split floor plan features 4 bedrooms, 3 bathrooms, and a versatile flex space, including a private junior suite ideal for guests or multigenerational living. The kitchen features white cabinetry, granite countertops, a large island, and a walk in pantry. Energy efficient upgrades include spray foam insulation, a tankless water heater, smart home technology, and ENERGY STAR appliances and windows.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $27,472. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.