Land and NO HOA! Enjoy the outdoors, bring your toys and make the space your own! New HVAC 2025. Open floorplan and vaulted ceilings in this spacious 3-bedroom, 2-bathroom, plus den/flex room. Large kitchen has tons of cabinet space, kitchen island and white appliances. Primary bedroom has walk in closet and large ensuite bathroom with a soaking tub, shower and dual sinks. Enjoy the covered patio overlooking your land, with mountain views!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $116,720. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.