Properties / 1440 BONNIE VIEW Place
VA ASSUMABLERate: 6.39%

1440 BONNIE VIEW Place

$335,000
Sierra Vista, AZ 85635
3 beds2 baths1,715 sqftSingle Family
The assumable advantage
6.39%
VA assumed rate
$56,821 interest already paid off
Estimated Loan Balance$275,249
Cash to close$59,751
Est. Monthly PITI$2,069
Initial Loan Amount$286,020
Time on site0 days
Remaining Term26 years, 10 months
Seller's equity (what you pay)
$59,751
Cash or secondary financing
Monthly savings
$187
Versus today's market rate
Est. savings per year
$2K
Versus today's market rate

About this home

Don't miss this clean, move-in-ready home in Summit Heights! Enjoy beautiful mountain views, no direct rear neighbors, and a landscaped backyard, with low-maintenance turf--all with NO HOA! Inside, the spacious open-concept floor plan offers 18-inch tile flooring throughout the main living areas and carpet in the bedrooms. The large great room provides flexibility for a designated dining area, entertaining space, or even a pool table. The well-appointed kitchen features granite countertops, stainless steel appliances, gas range, and a large walk-in pantry. The primary suite features a generous walk-in closet and a large ensuite bath, complete with dual sinks, oversized corner shower, and soaking tub. Conveniently located near Fort Huachuca, shopping, dining, and everyday amenities.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $59,751. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,715
Property typeSingle Family
MLS #7075004
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,789/mo
Source est. payment (PITI)
$2,069/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$59,751

Asking price minus remaining loan balance. Closing costs are additional.

$0$59,751
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.