Properties / 4913 E CHROMIUM Road
FHA ASSUMABLERate: 2.83%

4913 E CHROMIUM Road

$368,000
San Tan Valley, AZ 85143
4 beds2 baths1,952 sqftSingle Family
The assumable advantage
2.83%
FHA assumed rate
$38,035 interest already paid off
Estimated Loan Balance$220,151
Cash to close$150,412
Est. Monthly PITI$1,477
Initial Loan Amount$249,545
Time on site50 days
Remaining Term24 years, 4 months
Seller's equity (what you pay)
$147,849
Cash or secondary financing
Monthly savings
$1,126
Versus today's market rate
Est. savings per year
$14K
Versus today's market rate

About this home

BEST VALUE IN COPPER BASIN Designed for connection and effortless entertaining, this smart home in San Tan Valley offers an open-concept layout where gatherings flow naturally and memories are made. The upgraded kitchen features granite countertops, a 24 cu. ft. refrigerator, and reverse osmosis at the sink, all seamlessly connected to the spacious main living area. Built for today's connected lifestyle, the home includes fiber internet pre-wiring, hardline networking, smart home capabilities, and an owned security system for added convenience and peace of mind. Step outside to a large backyard with an extended patio and drip irrigation, creating the perfect space for relaxing evenings, weekend entertaining, or enjoying Arizona sunsets. Located in a community featuring workout facilities and pickleball courts, this move-in ready home delivers modern comfort, technology, lifestyle, and value in one exceptional package.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $147,849. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms2
Square feet1,952
Property typeSingle Family
MLS #7010512
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,044/mo
Source est. payment (PITI)
$1,477/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$147,849

Asking price minus remaining loan balance. Closing costs are additional.

$0$147,849
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.