Discover this lovely 3-bedroom home with no HOA! Explore the bright and airy living areas, featuring wood-look flooring, vaulted ceilings that make it feel even more spacious, recessed lighting, as well as tons of natural light, and neutral paint that pairs well with any decor style. Whip up your favorite dishes in the well-appointed kitchen, equipped with spacious cabinetry, quartz countertops, a center island, perfect for quick meals, and stainless steel appliances. Get a good night's sleep in the main retreat, offering a bathroom with double sinks and a separate shower & tub for added convenience. The easy-maintenance backyard provides ample space for outdoor activities. Water heater is only 2 years old, and a/c is was installed in Oct. of 2025 with a 10 yr. warranty. Make it yours now.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $13,291. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.