Properties / 18633 W RUSTLER Road
FHA ASSUMABLERate: 6.36%

18633 W RUSTLER Road

$417,000
Buckeye, AZ 85326
5 beds2 baths2,442 sqftSingle Family
The assumable advantage
6.36%
FHA assumed rate
$70,761 interest already paid off
Estimated Loan Balance$305,142
Cash to close$113,669
Est. Monthly PITI$2,471
Initial Loan Amount$317,149
Time on site50 days
Remaining Term26 years, 5 months
Seller's equity (what you pay)
$111,858
Cash or secondary financing
Monthly savings
$469
Versus today's market rate
Est. savings per year
$6K
Versus today's market rate

About this home

HIGHLY MOTIVATED SELLER; BRING AN OFFER! This move-in ready property delivers the space, freedom, and lifestyle buyers are searching for! Situated on more than 1 acre with breathtaking mountain views, glowing Arizona sunsets, and ideal N-S exposure, it offers the perfect blend of comfort and wide-open living. With 2,433 sqft, 5 bedrooms, and 2 bathrooms, this recently refreshed and improved home provides lots of room to grow, work, entertain, and enjoy the lifestyle you've been dreaming about. Inside, you'll find new LVP flooring, fresh interior paint, vaulted ceilings, an open-concept layout, and a neutral palette throughout. The spacious kitchen features abundant counter space, crown-trim cabinetry, a center island with breakfast bar, and seamless flow into the living and dining areas. The split primary suite is a private retreat with dual sinks, soaking tub, enclosed shower, and walk-in closet. French doors off the kitchen open to a large covered patio -- perfect for outdoor dining, entertaining, or simply soaking in those incredible desert skies. Outside, the possibilities are endless. Bring your horses, trailers, trucks, RVs, toys, and animals -- there's room for it all. Whether you envision a turn-key homestead, ranch lifestyle, off-grid retreat, hobby farm, or simply wide-open space with no HOA limitations, this property delivers unmatched versatility and value in one of Buckeye's most sought-after growth corridors. Located near Estrella Mountain Ranch, Rainbow Valley, downtown Buckeye, and Estrella Mountain Regional Park, you're perfectly positioned to enjoy hiking, horseback riding, golf, recreation, and future equity growth. Opportunities like this are getting harder to find. Create the lifestyle you've been wanting and start building equity from day one!

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $111,858. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms5
Bathrooms2
Square feet2,442
Property typeSingle Family
MLS #7024778
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,990/mo
Source est. payment (PITI)
$2,471/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$111,858

Asking price minus remaining loan balance. Closing costs are additional.

$0$111,858
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.