Properties / 2008 Sunset Boulevard
VA ASSUMABLERate: 5.52%

2008 Sunset Boulevard

$265,000
Kingman, AZ 86401
3 beds1 baths1,404 sqftSingle Family
The assumable advantage
5.52%
VA assumed rate
$52,661 interest already paid off
Estimated Loan Balance$227,972
Cash to close$38,314
Est. Monthly PITI$1,530
Initial Loan Amount$240,405
Time on site36 days
Remaining Term26 years
Seller's equity (what you pay)
$37,028
Cash or secondary financing
Monthly savings
$185
Versus today's market rate
Est. savings per year
$2K
Versus today's market rate

About this home

Charming and comfortable home with plenty of space and character! This well maintained 3 bedroom, 1 bath home offers 1,404 sq ft of functional living. Features include a spacious living room, formal dining area, and an eat in kitchen. Recent updates include new plumbing for added peace of mind. You’ll also find a cozy sitting room or office space, indoor laundry and a 1 car garage. Enjoy the large covered patio perfect for relaxing or entertaining plus a storage shed for added convenience.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $37,028. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms1
Square feet1,404
Property typeSingle Family
MLS #038653
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,378/mo
Source est. payment (PITI)
$1,530/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$37,028

Asking price minus remaining loan balance. Closing costs are additional.

$0$37,028
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.