Properties / 4020 N Brigadier Drive
VA ASSUMABLERate: 3.01%

4020 N Brigadier Drive

$567,700
Florence, AZ 85132
2 beds3 baths2,524 sqftSingle Family
The assumable advantage
3.01%
VA assumed rate
$61,249 interest already paid off
Estimated Loan Balance$307,198
Cash to close$261,947
Est. Monthly PITI$1,973
Initial Loan Amount$353,471
Time on site50 days
Remaining Term23 years, 11 months
Seller's equity (what you pay)
$260,502
Cash or secondary financing
Monthly savings
$1,845
Versus today's market rate
Est. savings per year
$22K
Versus today's market rate

About this home

AMAZING RESORT LIVING w OPEN WASH VIEWS! ASSUMABLE LOW % VA loan! Welcome to this beautiful JOURNEY situated on a cul-de-sac & loaded w/ upgrades. This lovely home feature 10' ceilings, elegant arches & plantation shutters thru-out. The Chef Lux kitchen offers granite counters & backsplash, gas cooktop, pendant lighting, butler's pantry & walk in pantry. Primary suite features luxurious tiled shower w/ granite dbl vanity & makeup vanity. The Great Room showcases a built in entertainment center, Surround Sound & double sliding glass doors that lead you to the outdoor oasis. Enjoy outdoor living w/ ext. paver patio, fireplace, built in grill, 1/4 Acre lot fully fenced w/ scenic views & walking trail. 2 CAR w/ 2' ext. + CART GARAGE w/ shelving for extra storage. Enjoy energy $avings w/ solar! Sun City Anthem at Merrill Ranch offers a 48,000 SF recreation center w/ craft rooms for quilting, pottery, glass works, jewelry & crafts, spacious ballroom w/ stage for dancing, theatrical productions, concerts & more. PLUS full gym, work out rooms, indoor lap pool & spa, walking track, cafe area, card rooms, poker tables, pool table, ping pong table, business center, class room for interesting seminars! Troon Poston Butte Golf Course is one of the nicest in the area. Sun City offers Pickleball, Tennis, Bocce Ball, Horseshoes, Shuffleboard, clubs for all activities.......LIVE WHERE THE SURROUNDINGS DELIGHT, INSPIRE & CHALLENGE YOU!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $260,502. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms2
Bathrooms3
Square feet2,524
Property typeSingle Family
MLS #7054175
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,503/mo
Source est. payment (PITI)
$1,973/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$260,502

Asking price minus remaining loan balance. Closing costs are additional.

$0$260,502
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.