Properties / 6534 JARDIN Drive
VA ASSUMABLERate: 6.87%

6534 JARDIN Drive

$699,000
Show Low, AZ 85901
3 beds2 baths1,895 sqftSingle Family
The assumable advantage
6.87%
VA assumed rate
$87,773 interest already paid off
Estimated Loan Balance$607,617
Cash to close$91,974
Est. Monthly PITI$4,429
Initial Loan Amount$619,800
Time on site31 days
Remaining Term28 years
Seller's equity (what you pay)
$91,383
Cash or secondary financing
Monthly savings
$44
Versus today's market rate
Est. savings per year
$1K
Versus today's market rate

About this home

Are you looking for space to spread your wings in Show Low? Well, you found it! This single level, 3 bedroom, 2 bath, 1895sf home is situated on over an acre on a cul-de-sac with 2 other, newer, well-maintained homes on acreage. Not only does it have an attached 3 car garage, but it also has a 24x35 insulated workshop, with a pellet stove, roll up door and a man-door, perfect for storage, projects or hobbies. There is a separate asphalt driveway on the side of the house to an RV gate to access the workshop within the fully fenced back yard. We will include the used riding lawn mower with the sale to help you keep the lush grass in the front and back yard perfectly manicured. We planted beautiful maple & aspen trees last year with flower beds in the grass in the back which attract colorful birds. There is a drip system to the front plants and spruce tree, as well as sprinklers to all the grass. The water from the shared well keeps everything green. A large paver patio was just constructed out the back door with a new hot tub that includes a retractable privacy screening system. Both the interior and exterior of the home were painted 2 years ago. Inside, we just replaced all the canned lighting to allow for brightness adjustment to your taste. If you dream of gazing out into your back yard from your kitchen sink, this home will fit the bill. The kitchen is full of stained, knotty alder cabinets, including an island and a full wall of upper and lower cabinets. There is no shortage of space in this kitchen. You'll enjoy cooking on the 5-burner gas cooktop and in the wall mounted double oven. The laundry room has cabinets and a built-in sink. The spacious master is quite the retreat with an on-suite bathroom including an over-sized, corner, jetted tub, walk-in shower, 2 separate sinks/vanities and a huge closet with lots of shelving for storage. Across the other side of the house, you have 2 more bedrooms with the guest bathroom between the two. If you have outgrown stairs, this house is perfect for you! There aren't many houses built at ground level in Show Low. Some of the neighbors in this quiet community have horses, cows, etc. and this home is zoned for it, so if you would like to keep animals, the back section of the property is ready for you to build your dream animal set-up. If you want to see animals without maintaining them, the elk love spending time in the side and front yard at night and in the early morning. They love to graze & lay down in the soft grass. We have a water bin in front that we could leave. The elk love to drink out of it and you can watch them up close out of one of the bedroom windows. Some of the other little bonuses include a whole-house water filtration system, a gas fireplace that is open to the living room, kitchen and dining area, and electric heater plates to help maintain the heat in the house in the winter so you don't have to use as much propane to keep the house warm. The water heater was replaced in 2024, and the roof shingles were replaced in 2020. The home warranty was just renewed and can be transferred to the new owner through August 16, 2027, to help cover any surprises that might arise. Make this home your own and start enjoying the gorgeous sunrises and sunsets from either your covered front porch or expansive paver patio in the back. Owner/Agent.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $91,383. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,895
Property typeSingle Family
MLS #7065236
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$4,078/mo
Source est. payment (PITI)
$4,429/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$91,383

Asking price minus remaining loan balance. Closing costs are additional.

$0$91,383
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.