Properties / 5844 SATURN Drive
VA ASSUMABLERate: 6.6%

5844 SATURN Drive

$340,000
Lakeside, AZ 85929
2 beds2 baths1,176 sqftSingle Family
The assumable advantage
6.6%
VA assumed rate
$33,782 interest already paid off
Estimated Loan Balance$290,544
Cash to close$50,033
Est. Monthly PITI$2,131
Initial Loan Amount$295,194
Time on site50 days
Remaining Term28 years, 4 months
Seller's equity (what you pay)
$49,456
Cash or secondary financing
Monthly savings
$114
Versus today's market rate
Est. savings per year
$1K
Versus today's market rate

About this home

Fully Furnished and tucked among the tall pines in desirable Starlight Ridge, this gorgeous turnkey townhome offers the perfect blend of mountain charm and convenience. This beautifully maintained single-level home features 2 bedrooms, 2 baths, knotty alder cabinetry, granite countertops, and stainless steel appliances. The attached single-car garage features durable epoxy flooring, while the private backyard patio with pavers and lush turf is perfect for morning coffee or relaxing evenings beneath the pines. Conveniently located near shopping, dining, and amenities, yet peacefully nestled in a forest setting. The HOA adds exceptional value by covering blanket building insurance, landscaping, exterior maintenance, road maintenance, snow removal, and trash service for easy, carefree living.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $49,456. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms2
Bathrooms2
Square feet1,176
Property typeSingle Family
MLS #7046170
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,891/mo
Source est. payment (PITI)
$2,131/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$49,456

Asking price minus remaining loan balance. Closing costs are additional.

$0$49,456
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.