Lennar Next Gen ''Home Within a Home,'' rare in Maricopa. The private suite has its own entrance, living area, kitchenette, bedroom, bath, and laundry: true separation under one roof for extended family, adult children, or rental income. Main residence is a single-level 3-bed, 2-bath split floor plan with open kitchen-to-great-room, espresso cabinets, granite, stainless, and 16-inch tile. 2-car garage, desert landscaping, built 2018. Kitchen island removed with open drywall in that area, plus paint and carpet needed. Priced accordingly, sold as-is. Best fit for cash, hard money, or renovation financing (FHA 203k Limited, Conventional-HomeStyle).
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $278,215. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.