Properties / 17543 W BUCKHORN Trail
FHA ASSUMABLERate: 6.5%

17543 W BUCKHORN Trail

$440,000
Surprise, AZ 85387
4 beds3 baths2,697 sqftSingle Family
The assumable advantage
6.5%
FHA assumed rate
$43,088 interest already paid off
Estimated Loan Balance$415,850
Cash to close$24,567
Est. Monthly PITI$3,133
Initial Loan Amount$422,211
Time on site50 days
Remaining Term28 years, 6 months
Seller's equity (what you pay)
$24,150
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Beautifully appointed 4-bedroom, 2.5-bath home with a versatile loft and den, ideally located within walking distance to the community pool, playgrounds, and greenbelts. The open-concept layout flows seamlessly from the kitchen to the main living area, filled with natural light from large windows. The kitchen features built-in appliances, recessed and stylish lighting, staggered wood cabinetry with crown molding, a pantry, and a center island with breakfast bar seating. A main-level den offers flexibility for a home office, playroom, or hobby space. The primary suite is conveniently located on the first floor, creating a private retreat. The spacious backyard provides ample room for a pool, garden, or entertaining. A three-car garage completes the home with abundant parking and storage.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $24,150. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet2,697
Property typeSingle Family
MLS #7016367
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,674/mo
Source est. payment (PITI)
$3,133/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$24,150

Asking price minus remaining loan balance. Closing costs are additional.

$0$24,150
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.