Two story home in master planned community of Verrado with A Rated Schools. This home has an open floor plan with wood-look tile throughout and kitchen with island, backsplash, stone countertops and stainless steel appliances. There is tile throughout the main floors and carpet in the bedrooms. All bedrooms are on 2nd floor, including laundry. There is a loft for extra living space off of the bedrooms. Master has a large walk-in closet, walk-in shower and dual vanity sinks. 3 additional bedrooms share a full bath with dual vanity sinks. Finished backyard with covered patio and turf. Verrado offers 3 community pools, splash pad, fitness center, 28+ parks and hiking trails, two golf courses, dog parks, shopping, dining, pickleball court, sports courts and activities year round.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $60,255. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.