Properties / 13594 W SHIFTING SANDS Drive
FHA ASSUMABLERate: 7.29%

13594 W SHIFTING SANDS Drive

$535,000
Peoria, AZ 85383
3 beds3 baths1,841 sqftSingle Family
The assumable advantage
7.29%
FHA assumed rate
$95,482 interest already paid off
Estimated Loan Balance$458,903
Cash to close$79,105
Est. Monthly PITI$3,734
Initial Loan Amount$468,664
Time on site50 days
Remaining Term27 years, 3 months
Seller's equity (what you pay)
$76,097
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Better than new! This beautiful home features 3 Bedrooms, 3 full baths, and 3 car tandem garage! Wood-like tile flooring throughout, with carpet in the bedrooms. Open concept kitchen with grey cabinets, quartz counter tops, stainless steel appliances. Beautifully landscaped back yard with synthetic grass area, large paver patio, and no homes directly behind. Primary suite with double sink vanity, large shower and large walk-in closet. Tandem 3 car garage with service door to back yard. Close proximity to shopping, dining, top-rated Peoria schools and easy freeway connections. This home has it all!

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $76,097. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms3
Square feet1,841
Property typeSingle Family
MLS #6981257
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$3,234/mo
Source est. payment (PITI)
$3,734/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$76,097

Asking price minus remaining loan balance. Closing costs are additional.

$0$76,097
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.