Properties / 19818 W MARSHALL Avenue
FHA ASSUMABLERate: 6.26%

19818 W MARSHALL Avenue

$575,000
Litchfield Park, AZ 85340
5 beds3 baths2,096 sqftSingle Family
The assumable advantage
6.26%
FHA assumed rate
$98,759 interest already paid off
Estimated Loan Balance$453,681
Cash to close$122,943
Est. Monthly PITI$3,483
Initial Loan Amount$471,306
Time on site50 days
Remaining Term26 years, 8 months
Seller's equity (what you pay)
$121,319
Cash or secondary financing
Monthly savings
$472
Versus today's market rate
Est. savings per year
$6K
Versus today's market rate

About this home

Very beautiful home in the Canyon Views Community just a few miles away from the new Verrado shopping center opening up! A 2020-built residence features a 3-car garage, an RV gate, a private courtyard, and a desirable open floor plan. Perfect for entertaining comes complete w/SS appliances, quartz countertops, recessed lighting and a center island with a breakfast bar & modern pendant lighting. This property has two primary retreats, very spacious walk-in closets and ensuites. Enjoy a wonderful evening in this backyard offering a relaxing covered patio, lush lawn, and concrete slab perfect for backyard gatherings! Claim this as your home today! Take a look before its gone.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $121,319. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms5
Bathrooms3
Square feet2,096
Property typeSingle Family
MLS #7041221
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,919/mo
Source est. payment (PITI)
$3,483/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$121,319

Asking price minus remaining loan balance. Closing costs are additional.

$0$121,319
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.