NO HOA! Incredible 1,638 SF 3 Bed 2 bath home w/SOLAR on massive 1.26 acre lot! Split rail fencing w/4 gates out back that backs state trust land. Turf dog run on side. 500-gallon underground propane tank, spacious great room, gourmet Kitchen w/36'' 6-burner dual fuel range, black pearl satin granite counters, white shaker cabinets, pendant lighting, marble tile backsplash, pantry, island w/breakfast bar, blinds & LVP Flooring thru-out. Electric or propane Dryer. Primary suite w/private bathroom w/dbl sinks & walk-in closet w/closet organizer. Owned water softener & R/O. The backyard has a Lg covered patio & abundant space for outdoor equestrian facilities, a garden, chickens, pets, pool, RV garage -you choose. Add'l property in front of the home to the block wall is part of the acreage!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $342,535. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.