Properties / 18399 W MOUNTAIN SKY Avenue
VA ASSUMABLERate: 6.5%

18399 W MOUNTAIN SKY Avenue

$679,999
Goodyear, AZ 85338
6 beds3 baths2,771 sqftSingle Family
The assumable advantage
6.5%
VA assumed rate
$31,688 interest already paid off
Estimated Loan Balance$583,650
Cash to close$96,901
Est. Monthly PITI$4,169
Initial Loan Amount$587,428
Time on site50 days
Remaining Term29 years, 3 months
Seller's equity (what you pay)
$96,349
Cash or secondary financing
Monthly savings
$290
Versus today's market rate
Est. savings per year
$3K
Versus today's market rate

About this home

This beautiful 6-bedroom home with pool awaits you in the desirable Estrella Mountain! Inside, you'll be welcomed in a bright great room where you'll spend enchanting moments, featuring tile floors, stylish tray ceilings with recessed lighting, plenty of natural light, and neutral tones throughout. The open-concept kitchen is complete with shaker cabinetry, tile backsplash, sleek granite counters, built-in appliances, a large walk-in pantry, and an island, perfect for midnight snacks. The main bedroom is a true retreat, offering a walk-in closet for an easily organized wardrobe and a spa-like bathroom with double vanities and a separate shower & tub. Flex area/teen room is perfect for a gaming or hobby space. Out back, you'll have your oasis, complete with a covered patio ideal for relaxation, a grass area perfect for games, and a sparkling pool for a refreshing time! Don't miss out on this gem!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $96,349. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms6
Bathrooms3
Square feet2,771
Property typeSingle Family
MLS #7035788
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$3,720/mo
Source est. payment (PITI)
$4,169/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$96,349

Asking price minus remaining loan balance. Closing costs are additional.

$0$96,349
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.