Properties / 830 S DOBSON Road
FHA ASSUMABLERate: 3.1%

830 S DOBSON Road

$200,000
Mesa, AZ 85202
2 beds1 baths784 sqftSingle Family
The assumable advantage
3.1%
FHA assumed rate
$24,738 interest already paid off
Estimated Loan Balance$161,846
Cash to close$37,806
Est. Monthly PITI$1,102
Initial Loan Amount$179,739
Time on site1 day
Remaining Term25 years, 5 months
Seller's equity (what you pay)
$38,154
Cash or secondary financing
Monthly savings
$411
Versus today's market rate
Est. savings per year
$5K
Versus today's market rate

About this home

Welcome to this 2-bedroom, 1-bath townhome in the desirable Skyview Mesa community! The bright living room features tile flooring and a large window that fills the space with natural light. The spacious eat in kitchen offers plenty of room to prepare and enjoy meals. Step outside to your large private patio--perfect for relaxing, entertaining, or weekend cookouts--or take advantage of the sparkling community pool. Conveniently located near the Superstition Freeway, Mesa Community College, The Lightrail, Banner Desert Hospital, Southern Palms Shopping Center, Shalimar Golf Club, and a variety of parks and recreational destinations. Come discover the comfort, convenience, and easy-care lifestyle this home has to offer!

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $38,154. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms2
Bathrooms1
Square feet784
Property typeSingle Family
MLS #7078121
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$768/mo
Source est. payment (PITI)
$1,102/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$38,154

Asking price minus remaining loan balance. Closing costs are additional.

$0$38,154
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.