Properties / 17227 W DESERT SAGE Drive
FHA ASSUMABLERate: 5.3%

17227 W DESERT SAGE Drive

$480,000
Goodyear, AZ 85338
4 beds2 baths1,943 sqftSingle Family
The assumable advantage
5.3%
FHA assumed rate
$98,117 interest already paid off
Estimated Loan Balance$422,094
Cash to close$58,537
Est. Monthly PITI$3,168
Initial Loan Amount$449,328
Time on site30 days
Remaining Term25 years, 10 months
Seller's equity (what you pay)
$57,906
Cash or secondary financing
Monthly savings
$328
Versus today's market rate
Est. savings per year
$4K
Versus today's market rate

About this home

Tucked into the Estrella community, this beautiful home sits on a corner and offers the opportunity to enjoy Arizona living with a balance of comfort, convenience, and outdoor recreation. Thoughtfully designed living spaces provide flexibility for everyday living, entertaining, and quiet evenings at home, while the backyard creates a welcoming place to relax and enjoy the desert sunsets. The kitchen serves as the heart of the home, opening to the main living areas to encourage connection whether you're hosting friends, gathering for dinner, or enjoying a peaceful morning coffee. Spacious bedrooms provide comfortable retreats, and the home's layout offers functionality for everyone. Living in Estrella means access to miles of walking and biking trails, neighborhood parks, community lakes, resident clubs, golf, fitness amenities, and recreational opportunities, all surrounded by the beauty of the Sonoran Desert. With nearby shopping, dining, schools, and convenient freeway access, this home combines the feel of a master-planned community with everyday convenience. Come experience all that this home and the Estrella lifestyle have to offer.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $57,906. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms2
Square feet1,943
Property typeSingle Family
MLS #7065428
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,503/mo
Source est. payment (PITI)
$3,168/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$57,906

Asking price minus remaining loan balance. Closing costs are additional.

$0$57,906
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.