Properties / 20407 E BRONCO Drive
VA ASSUMABLERate: 4.07%

20407 E BRONCO Drive

$650,000
Queen Creek, AZ 85142
4 beds2 baths2,361 sqftSingle Family
The assumable advantage
4.07%
VA assumed rate
$117,079 interest already paid off
Estimated Loan Balance$376,310
Cash to close$279,306
Est. Monthly PITI$2,482
Initial Loan Amount$430,051
Time on site50 days
Remaining Term22 years, 11 months
Seller's equity (what you pay)
$273,690
Cash or secondary financing
Monthly savings
$1,726
Versus today's market rate
Est. savings per year
$21K
Versus today's market rate

About this home

Brand new roof installed 1/2026. Experience refined living in the highly sought-after Will Rogers Equestrian Ranch, a premier community offering unmatched horse privileges. Residents enjoy access to over 10 acres of equestrian facilities, including two lighted arenas, turnouts, stables, corral, barn, tack room, trail access, and dedicated horse trailer parking. This beautiful custom home features an open and airy floorplan with 10-foot ceilings and elegant travertine flooring throughout. The gourmet kitchen is a standout with knotty alder cabinetry, granite countertops with chiseled edges, and a spacious walk-in pantry, seamlessly flowing into the family room where a cozy gas fireplace creates the perfect gathering space. The oversized split 3-car garage offers exceptional functionality The two-car side includes a 12-foot extension, abundant cabinetry, workbench, utility sink, and 220 power, while the single-car bay is equipped with extensive built-in cabinets and central air. The ideal space for a workshop or gym. Retreat to the private primary suite with direct access to the backyard oasis. Outdoors, enjoy Arizona living at its finest with a large covered patio featuring roll-down sun screens, and a stunning saltwater PebbleTec pool complete with a slide and grotto. This home combines luxury, functionality, and an unparalleled equestrian lifestyle in one of the area's most desirable communities.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $273,690. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms2
Square feet2,361
Property typeSingle Family
MLS #6966050
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,107/mo
Source est. payment (PITI)
$2,482/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$273,690

Asking price minus remaining loan balance. Closing costs are additional.

$0$273,690
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.