Properties / 1537 E APACHE Way
VA ASSUMABLERate: 4.35%

1537 E APACHE Way

$260,000
Tombstone, AZ 85638
3 beds2 baths1,367 sqftSingle Family
The assumable advantage
4.35%
VA assumed rate
$119,529 interest already paid off
Estimated Loan Balance$134,045
Cash to close$127,611
Est. Monthly PITI$1,308
Initial Loan Amount$208,068
Time on site50 days
Remaining Term14 years, 3 months
Seller's equity (what you pay)
$125,955
Cash or secondary financing
Monthly savings
$480
Versus today's market rate
Est. savings per year
$6K
Versus today's market rate

About this home

Experience authentic Southwest living in this beautifully crafted custom Santa Fe home, perfectly positioned on a .28-acre elevated lot with breathtaking mountain views and endless Arizona skies. Offering 3 bedrooms, 2 bathrooms, this thoughtfully designed home features an inviting open-concept floor plan centered around a spacious island kitchen complete with custom pine cabinetry, abundant counter space, and exceptional storage--ideal for the home chef and effortless entertaining. Warm tile flooring, exposed viga wood beam accents, and timeless Santa Fe architecture create a welcoming atmosphere throughout. The generous primary suite provides a peaceful retreat, while the spacious guest bedrooms offer comfort and flexibility for family or visitors. Step outside to the expansive covered patio, where you'll enjoy spectacular sunrises, stunning mountain vistas, and the tranquility of Sierra Vista's high desert landscape. Whether hosting gatherings or simply relaxing with your morning coffee, this outdoor space is designed to take full advantage of the home's elevated setting. If you've been searching for a home with character, quality craftsmanship, and unforgettable views, 1537 E Apache Way is ready to welcome you home. Own your own piece of the Wild West!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $125,955. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,367
Property typeSingle Family
MLS #7047059
CountyMaricopa County
Assumable loanVA
Tour this home
In person or virtual.
Prefer virtual tour?
Free · No commitment · Typical reply in 15 min
Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
Call

Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,053/mo
Source est. payment (PITI)
$1,308/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$125,955

Asking price minus remaining loan balance. Closing costs are additional.

$0$125,955
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.