Experience the perfect blend of Arizona lifestyle, privacy, and functionality with this beautifully maintained 4-bedroom, 2-bath custom home situated on 1.06 acres in one of the most desirable areas of New River--on the east side of Circle Mountain, known for its exceptional aquifer and clean, great-tasting water. From the moment you arrive, you're welcomed by a charming front sitting area with a tranquil koi pond, setting the tone for what truly feels like a private retreat reminiscent of a high-end bed and breakfast. Inside, the home features 10-foot ceilings, Saltillo tile flooring throughout with new luxury vinyl plank flooring in owners suit , granite countertops, GE Profile appliances, and a stunning travertine backsplash. The inviting living room showcases a beautiful fireplace, creating warmth and character. Major upgrades provide peace of mind, including all new dual-pane, low-E windows and sliding glass door (2022), new front door and casing (2023), water heater (2023), new roof (2026), complete exterior paint and wood staining (2025), and all Viga poles were replaced (2026). Additional improvements include a newer AC , garage door opener, and updated pool equipment (approx. 5 years). The outdoor living space is designed for true Arizona enjoyment, featuring a resort-style pool and spa, outdoor kitchen and barbecue area, covered patio, and multiple areas to relax and take in the breathtaking mountain views and unforgettable sunsets. The property has a turn out area, and plenty of room to build a mare motel or more for horse enthusiasts with access to endless riding, hiking, and biking trails throughout the New River mountain range, with views of Pyramid Peak, Table Mountain, and beyond. The grounds also include mature lemon and pomegranate trees and a dedicated gardening area, adding to the property's charm and sustainability. A rare opportunity to own a true desert sanctuary where comfort, character, and wide-open living come together--this is more than a home, it's a lifestyle.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $157,872. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.