Welcome home to this beautiful 4-bedroom, 2.5-bath home in the heart of Surprise! Conveniently located near Loop 303, shopping, dining, and everyday amenities. The stylish interior features tile flooring, a flexible layout, and an open kitchen with rich wood cabinetry, crown molding, center island, breakfast bar, and ample storage. The downstairs primary suite offers privacy plus a unique loft above the primary bed room perfect for an office, reading nook, or retreat. Upstairs, enjoy a separate versatile loft with wet bar and three spacious bedrooms with large closets. Outside, the generous backyard with covered patio is ideal for relaxing or entertaining. With multiple flexible spaces, this home is ready for your lifestyle!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $173,924. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.