This home 4 bedroom 3 bath home is located in a quiet neighborhood with no HOA, this home offers plenty of space and a functional floor plan. Tile flooring and neutral paint run throughout much of the home. The kitchen features granite countertops, stainless steel appliances, including a gas stove and refrigerator, and opens to a spacious dining area with room for family dinners and gatherings. With 4 bedrooms, 3 bathrooms, and a bonus room, there's flexibility for a home office, playroom, or hobby space. Ceiling fans are located throughout the home for added comfort. The primary bedroom is generously sized and has direct access to the backyard. One secondary bedroom includes its own private bathroom, making it a great option for guests or extended family. A large storage shed in the b
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $263,983. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.