Properties / 17210 W ELM Street
VA ASSUMABLERate: 2.12%

17210 W ELM Street

$2,900
Surprise, AZ 85388
3 beds2 baths1,746 sqftSingle Family
The assumable advantage
2.12%
VA assumed rate
$22,859 interest already paid off
Estimated Loan Balance$195,007
Cash to close$0
Est. Monthly PITI$1,786
Initial Loan Amount$252,000
Time on site50 days
Remaining Term10 years, 1 month
Seller's equity (what you pay)
$0
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

PRIVATE POOL & SPA WITH A 3 BEDROOM, 2 BATHROOM, DEN/LIBRARY, & 2 CAR GARAGE, HOME. MUST SEE THE CHEF'S KITCHEN WITH STAINLESS APPLIANCES, PLANK TILE FLOORS, GRANITE COUNTERS AND A SUPER GAS RANGE. FLAT SCREEN TV IN THE GREAT ROOM AND MASTER BEDROOM WITH KING BED. GUEST ROOMS HAVE QUEEN BEDS. OUTSIDE PUTTING GREEN BY THE OUTDOOR KITCHEN/BBQ . HEATED POOL AND SPA FOR YOUR ENJOYMENT. COMFORTABLE LOUNGE RECLINERS IN THE AZ ROOM FOR YOUR COMFORT. NO PETS ALLOWED. Due to seasonal costs of pool& spa operation plus AC expenses these costs will be deducted from the refundable security deposit. Longer term rentals may be negotiable if over 3 months. An excellent home for corporate relocation, insurance housing, professional sports businesspeople. Easy access to the Surprise Sports Complex SPECIAL SUMMER RATE FOR MONTH LONG STAYS - $3250 THROUGH SEPT. 30. EXCELLENT FOR CORPORATE RENTALS AND INSURANCE COMPANY HOUSING REQUIREMENTS.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $0. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,746
Property typeSingle Family
MLS #6767208
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,791/mo
Source est. payment (PITI)
$1,786/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap

Asking price minus remaining loan balance. Closing costs are additional.

Confirm the current loan balance and equity requirement with an agent before estimating cash needed.