Beautifully upgraded 1,706 sq. ft. home featuring 3 bedrooms, 2 bathrooms, plus a versatile den/flex room! Enjoy thoughtful upgrades throughout, including two-tone eggshell paint, upgraded baseboards, plank tile flooring, plantation shutters, and impressive 8-foot interior doors. The stylish kitchen showcases quartz countertops, a granite composite sink, and GE Café appliances. Bathrooms feature raised vanities for added comfort and functionality. The landscaped backyard offers low-maintenance turf and paver accents, perfect for relaxing or entertaining. Located in growing Northwest Surprise near shopping, dining, and exciting new retail and business development coming to the area! Assumable FHA loan at 5.6% interest rate available to qualified buyers.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $35,924. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.